Renters Insurance FAQ – Renting an apartment or home and wondering if you should purchase a renter’s insurance policy?

What Renters Insurance Covers – Thinking about purchasing renters insurance, but not clear on what it does and does not cover?

Reasons For Renters Insurance – Think renters insurance is an extra that you can get by without?

Personal Property Inventory – If your home was destroyed in a fire, would you be able to provide the insurance company with a list of everything that was inside?

Renters Insurance Cost Factors – Once you have determined the need for renter’s insurance, you will need to look at five different factors which may influence your renter’s insurance rates.

How to Prepare for the Worst – Documenting for Your Renter’s Insurance – To be fully protected, you must have a comprehensive list of all items in your home.

Apartment v. Home: Does Renters Insurance Differ? – You’re moving from an apartment to a house. Is that going to affect your renters’ insurance?

Benefits of Renters Insurance – There are many benefits renters’ insurance offers however in addition to protecting valuables.

Pricing Out Renters Insurance: A Step-by-Step Guide – Pricing out any type of insurance is so much easier now that most insurance companies offer quick and easy access to information and quotes online.

Renters Insurance with Roommates – Renters insurance with roommates can get a bit tricky, especially if not everyone opts to have coverage.

Renters Insurance Scams – Like homeowners and auto insurance, renters insurance is not excluded from fraudulent claims.

Signs of a Good Renters Insurance Policy – A good renter’s insurance policy can only be defined as one that will meet your needs in providing adequate property and personal liability coverage.

Standard Renters Insurance Coverage – Believe it or not, there is such a thing as standard renters’ insurance coverage.

The Landlord-Tenant Balance: Who’s Responsible for What? – So many people opt not to get renters’ insurance assuming that if anything were to happen to their things, the landlord would be the responsible party and his insurance will cover it.

Top Four Things You Need to Know About Renters Insurance – Here are the top four things you need to know before you sign on the dotted line for a new policy.

Understanding Renters Insurance Premiums – There are four different elements which make up your renters insurance premiums: where you live, your deductible, the company you choose to hold your policy with and options you choose to add to your policy.

Why You Need Renters Insurance (Even If Your Landlord is Covered) – So many renters don’t bother with renters’ insurance assuming their possessions will be covered by the landlord’s insurance in the event anything should happen, or they don’t think about it at all until it’s too late.

Your Fuzzy Friends: The Implications Pets Have on Renters Insurance – Any pets you have are an important part of your life, and as such influence many different aspects of it including your renters insurance.

Bundling Up: Save Money By Combining Policies – Most insurance companies offer discounted premiums if you hold more than one insurance policy with them, including renters’ insurance, and there are several options for combining your insurance policies.

Five Things You May Not Know About Renters Insurance – The following five points are things you may not know about renters’ insurance and would be surprised to learn.

How Does Renters Insurance Cover Me When My Home is Unlivable – Whether you own or rent your home, finding your living space unlivable for whatever reason is a tragic event.

How to Buy Renters Insurance Online – One of the best benefits of the Internet has been enabling consumers to sit in one location and do their due diligence in comparison-shopping.

How to File a Claim – You have been the unfortunate victim requiring you to file a claim against your renters’ insurance policy. What do you do?

Living Small: You Need Renters Insurance Even If You Hold Few Possessions – Most insurance agents agree that one of the most important reasons to get renters’ insurance is not to cover the cost of your possessions, but to cover you in the event of personal liability.

Renters Insurance and Temporary Relocation: Why You Need to Be Covered – Accidents happen, and accidents can lead to what the insurance industry calls “Loss of Use.”

Renters Insurance For Those On a Budget – It is often for those on a budget that renters insurance becomes the most helpful to.

Renters Insurance: Not Just About Protecting Your Possessions – It is often surprising to people to discover that renters’ insurance is not just about protecting your possessions.

Replacement & Actual Cash Value: What’s the Difference? – Replacement and Actual Cash Value are two of the most important terms to understand when reviewing the portion of your renters’ insurance policy that talks about personal possession coverage.

Tips for Renters Insurance Savings – What makes up your annual premiums? How do you keep your premiums as low as possible?

Top Five Renters Insurance Rumors (That Just Aren’t True) – Here are the top five renters insurance rumors that have no merit to them at all.

Transferring Renters Insurance from One House to the Next – Transferring renters insurance from one house to the next can either be a very simple process involving nothing more than a change of address to a complicated process involving redoing your policy completely.

How Much Money Do You Need to Rent an Apartment – Whether you’re fresh out of school and are looking for your first apartment to rent, recently divorced and looking for a place to live, or just moving to a new city and aren’t yet sure where you’d like to buy a house, the prospect of renting an apartment can be daunting.

The Renter’s Emergency Kit – We hear more and more about hurricanes, earthquakes, fires, and floods these days than we ever have. Having an emergency kit at the ready is becoming ever more important.

How to Have a Garage Sale without a Garage – Just because you rent doesn’t mean you don’t have stuff.

Basic Home Maintenance for the Renter – A rental home is nice, but often comes with a bit of work. You now have some basic home maintenance to consider.

Considerations before Signing Your Apartment Lease – Apartment shopping can be a fun and exciting time. Finding the right apartment might be a tough task, but with a bit of work you can find something you just might enjoy living in for a few years.

Should You Move In with a Friend? – More than one long-term friendship has come to a tragic end when the friends decide to move in together.

Finding Your First Apartment – There are some things you should be aware of when you get ready to find your first apartment.

How Much Rent Can You Afford? – If you’re looking for an apartment, you want to be able to get the nicest place you can for the money you have.

Fixing the Noisy Neighbor Problem – Whatever the particulars, anyone who’s lived in an apartment can relate to the noisy neighbor problem.

Getting Renters Insurance for the Dorm – Today’s college students bring a significant dollar value of personal property with them when they go to college.

What to Do When Your Landlord Sucks – You’ll be surprised how quickly a landlord will respond when they think they might not get their rent money.

How to Find the Right Apartment – Even if you don’t live in a densely-populated urban area, finding the right apartment at the right price can be a challenge these days.

Steve Wyrostek – RentersInsurance.org Expert A 20 year plus veteran of the insurance industry, Steve managed departments in the personal and commercial lines areas of major insurers. He’s familiar with how insurance—ranging from boat to workers compensation—works.

Brenda Stokes – RentersInsurance.org Expert Brenda Stokes has been a writing and editing professional for six years. She’s become a jill of all trades, making it the focus of her business to be well-versed in an expanse of topics ranging from parenting to business plans. Insurance is one of her specialties and she strives to provide valuable information for consumers seeking to protect themselves and their possessions as they move from apartment to house and beyond.